About us
Changing the way Cyprus shops.
atokes. is a technology and commerce company making the products people need more accessible through flexible, interest-free monthly payments.
We are building a smarter shopping experience, one that gives customers more choice, greater control and the freedom to buy in a way that works for them.
A new standard for shopping in Cyprus.
Founded in 2018, atokes was created to modernise the way people shop and pay in Cyprus.
We bring together technology, flexible payments and an expanding online marketplace within one integrated platform. Customers can access products from leading brands without having to pay the entire cost at once, making important purchases easier to plan and manage.
Technology with responsibility at its core.
Payment flexibility should make life easier—not create unnecessary financial pressure.
Our technology evaluates every customer individually and determines a personalised Monthly Credit Limit based on their financial profile. Account information used during this assessment is accessed securely through a regulated Account Information Service Provider.
The connection is read-only and used solely for verification and assessment purposes. It cannot be used to perform transactions or reserve the total value of a purchase.
This responsible approach allows us to provide payment options that are personalised, manageable and appropriate for each customer.
Our ambition
Our ambition is bigger than creating another online store or payment option.
We are building atokes into an essential part of commerce in Cyprus: a trusted platform connecting customers, established suppliers and leading brands through technology.
We are continuously expanding our marketplace, strengthening our partnerships and investing in the digital experience behind our service.
As the needs of consumers evolve, atokes will continue to evolve with them—creating more choice, greater accessibility and a better way to shop.
