How it works
let us explain how everything works
Welcome to the world of atokes. where you can buy ANYTHING you want and pay for it in multiple payments.
Let's start by the most important things: you don't need a credit card and we will not block the full amount. Let us explain how everything works.
STEP 1 - Create your account
Creating an account has never been easier. Just fill your first and last name, your email address, find yourself a strong password (that only you will know) and enter your phone number. And that's it 🙂
step 2 - connect your bank account
Now you are probably wondering why you need to connect your bank account and more importantly what information exactly do we collect and analyse?
...and is it safe?
These are the questions we get the most, and we completely understand your concerns, therefore let us tell you what we are doing and why.
Why we connect to your bank account?
We want to make sure you're in a good spot with your money. We won't ever block your funds, but we do need to check how healthy your bank account is. This is because we don't want you to spend more than you can afford. Our tailored system helps us decide on a safe amount you can borrow each month. This way, you won't end up in a tough spot trying to pay for your installments.
what data do we get?
The system has only read access to your account. Our algorithm checks your transaction history to figure out the best amount you can pay each month without running into problems. The data is processed automatically and we keep your IBAN to organize your payment plan once you buy something, where an automatic direct debit (just like how your telephone bill is paid) is set up from your bank account. You don't have to do anything; we've got it all covered, making it hassle-free and easy for you. We handle everything for you.
How to do it?
To link your bank account, just head to "My Account" and click on "Credit Assessment Platform." Make sure you have your e-banking login details for your bank (whether it's Bank of Cyprus, Hellenic Bank, Revolut, Alpha Bank, or Astro Bank) ready to go. Connecting your bank account is quick, and your account will be approved in seconds. After that, you're all set to make your purchase..
and because you are a skeptic
Talk to us and we will explain everything
